Owen Nayar

Principal Consultant - Commercial Finance
Owen Nayar
Owen Nayar

Owen joined as Principal Consultant in 2024, he is responsible for the growth of Fintelligent’s Business Finance offering which focuses on ABL Finance, Asset Finance, Finance, Invoice Finance, Vendor Finance, Stock Finance, and Trade Finance.

Owen operates UK-wide, working with funders and intermediaries on assignments for sales, credit, operational roles, and senior management positions. His client base is multi-sector, focusing on firms that provide tailored funding solutions to trading businesses and high-net-worths. Additionally, Owen provides support to the Real Estate team on operational roles.

Originally from East Lothian, Scotland, Owen relocated to Manchester in 2022 and established a local football club which he both plays for and manages. 

Latest Global Job Opportunities

Internal BDM

Real Estate & Senior Debt
Salary£35,000 - £35,000 - Per Year
Job TypePermanent
Location: London Salary: Competitive base salary plus bonus Type: Full time, office based This is an exciting opportunity to join a growing specialist finance business as an Internal Business Development Manager, supporting external sales colleagues and driving new business through strong broker and introducer relationships. The role is ideally suited to someone coming from a property sales background, such as estate agency, new homes, lettings or a related property focused sales role, who is looking to move into the finance side of the market. The role As an Internal Business Development Manager, you will act as a key point of contact for brokers and introducers, managing enquiries, qualifying opportunities and supporting deals through the early stages of the process. You will work closely with senior sales colleagues, gaining exposure to live transactions while building long term relationships through proactive and consistent communication. This is a commercial, relationship driven role where confidence on the phone and a strong understanding of the property market are key. Key responsibilities Acting as a primary contact for brokers and introducers Managing and qualifying inbound enquiries Proactively contacting brokers to build and maintain relationships Supporting the progression of live cases alongside senior colleagues Updating CRM systems with accurate and timely information Assisting with broker engagement, follow ups and relationship activity Identifying opportunities to increase introducer activity and deal flow Delivering a professional, responsive and relationship led service About you Experience in a property focused sales role such as estate agency, lettings, new homes or similar Confident communicator, comfortable speaking with brokers and decision makers Strong sales mindset with a relationship led approach Highly organised with good attention to detail Commercially aware with an interest in property finance Motivated, resilient and keen to develop Why apply Opportunity to move from property sales into specialist finance Exposure to live deals and experienced sales professionals Strong team environment with hands on support Competitive base salary with performance based bonus Clear pathway to develop within business development and sales This is a great opportunity for someone with a property sales background looking to broaden their skill set and build a long term career within specialist finance.

Graduate Portfolio Case Manager

Real Estate & Senior Debt
Salary£26,000 - £26,000 - Per Year
Job TypePermanent
Graduate Portfolio Case Manager Location: Manchester Salary: Competitive entry level salary plus benefits Type: Full time, office based This is an excellent opportunity for a graduate or college leaver looking to step into their first full time role within a professional financial services environment. You will join an established Portfolio Case Management team, supporting customers after their funding has completed and playing a key role in managing ongoing relationships, monitoring accounts and ensuring a positive customer journey. This role would suit someone who is organised, confident communicating with customers, and keen to build a long term career in financial services. The role As a Graduate Portfolio Case Manager, you will be responsible for managing customer accounts post completion. Acting as a key point of contact, you will support borrowers, respond to requests, maintain accurate records and help identify and escalate any potential risks. Full training will be provided, making this an ideal entry point into the industry. Key responsibilities Managing contact with a portfolio of customer accounts in line with agreed service standards Acting as the main point of contact for customers following loan completion Updating customer information and maintaining accurate account records Supporting regular reviews of accounts and assisting with risk monitoring Escalating cases to senior team members where required Assisting with exit planning and redemption processes Preparing redemption figures and applying charges and fees where applicable Working closely with internal teams to ensure smooth customer journeys Delivering a professional and positive experience to encourage repeat business About you A recent graduate or college leaver (no prior industry experience required) Strong communication skills, both verbal and written Highly organised with strong attention to detail Confident using IT systems and learning new software Customer focused with a professional approach Adaptable, eager to learn and keen to progress Why apply Ideal first step into a professional finance career Full training and support from an experienced team Exposure to real customer relationships and live cases Clear development pathway within portfolio and credit functions Supportive, team based office environment If you are looking for a structured, hands on role where you can learn quickly and build a long term career, this is an excellent opportunity.

Treasury Manager

Real Estate & Senior Debt
Salary£80,000 - £100,000 - Per Year
Job TypePermanent
Are you ready to take charge of treasury operations in a dynamic real estate finance platform? Our client, a newly established and fully funded UK real estate finance company, is on the lookout for a Treasury Manager to join their growing team in London. With a focus on bridging and development finance, this is your chance to become part of a company led by an experienced Executive Director with a proven track record in property development and structured finance. This Treasury Manager role offers a fantastic salary of £70,000 - £80,000 per year, along with performance-based incentives. You'll have the opportunity to work directly with decision-makers and shape the treasury function from the ground up. Plus, you'll be part of a highly capitalised, growth-stage lender with an ambitious plan to deploy £1bn+ across UK real estate. Our client is a newly established UK real estate finance platform that provides bridging and development finance solutions across the UK market. With a £500m funding line secured, the company operates with institutional-grade governance and a commercially agile approach, supported by strategic partnerships with major lenders. Their strategy focuses on strong credit fundamentals and sustainable growth. The Treasury Manager will: Oversee day-to-day treasury and cashflow management, ensuring accurate and timely reporting. Manage the utilisation of the firm’s £500m funding facility, monitoring loan drawdowns, repayments, and headroom. Develop and maintain financial models to forecast liquidity, loan portfolio growth, and funding requirements. Support the Executive Team in capital allocation and funding strategy, including new facility structuring. Prepare detailed management reports and analysis for internal and institutional stakeholders. Ensure full compliance with internal controls, credit policies, and lender covenants. Liaise with finance, operations, and origination teams to maintain a smooth end-to-end funding process. Package and Benefits: The Treasury Manager will enjoy: An annual salary of £70,000 - £80,000. Performance-based incentives. The chance to work directly with decision-makers and shape the treasury function from the ground up. A culture that values agility, transparency, and excellence in financial management. About You The ideal Treasury Manager will have: A strong background in treasury management, finance, or accounting, ideally within real estate or private credit. A professional qualification (ACA / ACCA / CFA or equivalent) preferred. Advanced financial modelling and Excel skills, with the ability to build dynamic forecasting tools. Proven experience managing institutional funding lines or warehouse facilities. Excellent analytical, organisational, and communication skills. A proactive, commercial mindset and the confidence to operate in a fast-growing, entrepreneurial environment. If you have experience or interest in roles such as Treasury Analyst, Finance Manager, Cash Manager, Financial Controller, or Funding Manager, this Treasury Manager position could be the perfect fit for you. This role offers a unique opportunity to be part of a growth-stage lender with ambitious plans in the UK real estate market. If you're a proactive and analytical professional ready to make a significant impact as a Treasury Manager in the real estate finance sector, this is the opportunity for you. Join a company that values transparency and excellence, and help shape the future of their treasury function. Apply today to become part of this exciting journey!

Credit Manager | Bridging Finance

Real Estate & Senior Debt
Salary£65,000 - £75,000 - Per Year
Job TypePermanent
Are you a skilled Credit Manager or Underwriter with a background working in bridging finance? Our client, a leading London based specialist lender, is on the hunt for a talented applicant to assess and manage credit risk associated with bridging loans. If you have a knack for credit analysis, underwriting, and portfolio management, this could be the perfect opportunity for you to shine. With a competitive salary ranging from £65,000 to £75,000 and the flexibility of hybrid working, this role offers the chance to work in the heart of London for a unique, well-capitilised lender. Our client is a top-notch specialist lender in the UK, renowned for providing bespoke real estate funding solutions to investors and developers. They offer flexible and competitive financing solutions tailored to meet their clients' needs. As a Credit Manager, you'll be responsible for: Conducting thorough credit risk assessments for bridging loan applications. Thinking proactively in credit underwriting to overcome potential issues without increasing risk. Managing a pipeline of bridging cases and prioritising effectively. Ensuring compliance with regulatory guidelines and internal policies. Conducting due diligence on prospective borrowers and verifying information. Collaborating with internal stakeholders for smooth loan processes. Developing risk mitigation strategies for potential default scenarios. Contributing to the development of credit policies and procedures. Providing mentorship and support to junior credit analysts. Staying updated on market trends and regulatory changes in the bridging finance industry. Package and Benefits: The Credit Manager role comes with a fantastic package, including: Annual salary of £65,000 - £75,000. Hybrid working arrangement. Annual bonus. Based in London, UK. About You The ideal Credit Manager will have: Proven experience in an underwriter, junior underwriter or credit manager role within the bridging finance sector. Exceptional understanding of credit risk assessment, underwriting, and portfolio management. In-depth knowledge of bridging finance products and regulatory requirements. Familiarity with credit risk analysis tools and financial modelling techniques. Excellent methodical, problem-solving, and communication skills. Detail-oriented with excellent organisational skills to manage multiple priorities. If you have experience as a Bridging Underwriter, Junior Underwriter or Bridging Credit Manager then this could be a fantastic move for you. You'd be joining a client that's growing, broaden your exposure to complex bridging loans and be given a clear progression path to Senior Credit Manager. If you're ready to take your career to the next level as a Credit Manager in the dynamic world of bridging finance, this role could be your perfect match. Don't miss out, we're looking to hold interviews and offer the successful candidate before Christmas. Reach out to Charlotte Walker at Fintelligent to hear more!

Underwriter

Real Estate & Senior Debt
Salary£65,000 - £75,000 - Per Year
Job TypePermanent
Are you ready to take on an exciting role as a Bridging Underwriter? Our client, a specialist lender, is looking for a talented individual to join their dynamic team. This is your chance to work with a company that provides a range of property finance products to individuals and businesses underserved by high street banks. This role offers a competitive salary between £65,000 and £75,000 per year, along with an annual bonus and the flexibility of hybrid working. If you're looking for a role where you can make a real impact and enjoy a supportive work environment, this could be the perfect opportunity for you. Our client is a principal development and bridging lender known for their forward-thinking approach. They are dedicated to providing outstanding service and continuously evolving to meet the needs of developers. With a commitment to transparency, reliability, and building strong partnerships, the company is a leader in the property finance sector. As a Bridging Underwriter, you'll be responsible for: Assessing and underwriting complex property finance cases. Collaborating with BDMs and the admin team to maintain relationships with introducers. Conducting due diligence on borrowers and properties. Ensuring data accuracy in loan processing systems. Liaising with solicitors, surveyors, and external introducers. Staying updated with regulatory requirements and company policies. Providing training and suggesting process improvements. Package and Benefits: The Bridging Underwriter role comes with an attractive package, including: Annual salary of £65,000 - £75,000. Annual bonus. Pension scheme. Hybrid working arrangement. The ideal Bridging Underwriter will have: Experience as an Underwriter in Bridging Finance. Knowledge of Development Finance is preferred. Strong analytical and communication skills. Ability to work independently and as part of a team. Proficiency in Microsoft Outlook, Word, and Excel. High attention to detail and good negotiating skills. Ability to work under pressure and meet deadlines. If you have experience or interest in roles such as Property Finance Underwriter, Loan Underwriter, Credit Analyst, Mortgage Underwriter, or Risk Analyst, this Bridging Underwriter position might be the perfect fit for you. If you're a skilled Bridging Underwriter looking to make a significant impact in a growing company, this role offers an exciting opportunity to advance your career. Apply now to join a team that values growth, innovation, and outstanding service.

Internal Business Development Manager

Real Estate & Senior Debt
Salary£45,000 - £50,000 - Per Year
Job TypePermanent
Are you a dynamic and motivated internal sales professional looking to make a mark in the bridging finance sector? Our client is seeking an Internal Business Development Manager to join their team in London. This role offers an exciting opportunity to be the first point of contact for introducers and play a crucial part in generating leads and managing a robust pipeline of opportunities With a competitive salary of £45,000 - £50,000 plus a 25% annual bonus, this role offers fantastic earning potential. Enjoy the flexibility of hybrid working while being part of a dynamic team in the heart of London. The Internal Business Development Manager will: Serve as the first point of contact for introducers. Generate leads to maintain a strong pipeline of opportunities. Manage a live pipeline of enquiries and applications. Follow up on new business opportunities and arrange meetings for the EBDMs. Build and maintain relationships with new and existing clients. Stay updated on market changes and conduct competitor analysis. Develop strategic targeting for new leads and calls. Provide backup support for the Head of Sales, including responding to brokers. Issue indicative terms and prepare AIPs for credit review. Chase quoted terms to boost conversion rates. Ensure accurate data entry and management within the CRM system. Attend and contribute to sales meetings. Package and Benefits: The Internal Business Development Manager will receive: Annual salary of £45,000 - £50,000. Bonus 25% annually. Hybrid working model. Opportunities for professional growth and development. The ideal Internal Business Development Manager will: Be dynamic, motivated, and business-minded, with experience in the bridging finance sector. Have detailed knowledge of the UK bridging market. Demonstrate maturity and responsibility, effectively managing many priorities. Possess excellent interpersonal and communication skills. Be commercially aware with excellent negotiation skills. Work unsupervised, with a flexible and organised approach. Show enthusiasm, drive, and a passion for winning new business. Have good computer skills. If you're interested in roles like Business Development Executive, Internal Sales Manager, Account Manager, Relationship Manager, or Client Relationship Executive, this Internal Business Development Manager position could be the perfect fit for you. If you're ready to take on a challenging and rewarding role as an Internal Business Development Manager, we want to hear from you. Apply now to join a leading finance provider and make a significant impact in the bridging finance sector.

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