Owen Nayar

Principal Consultant - Commercial Finance
Owen Nayar
Owen Nayar

Owen joined as Principal Consultant in 2024, he is responsible for the growth of Fintelligent’s Business Finance offering which focuses on ABL Finance, Asset Finance, Finance, Invoice Finance, Vendor Finance, Stock Finance, and Trade Finance.

Owen operates UK-wide, working with funders and intermediaries on assignments for sales, credit, operational roles, and senior management positions. His client base is multi-sector, focusing on firms that provide tailored funding solutions to trading businesses and high-net-worths. Additionally, Owen provides support to the Real Estate team on operational roles.

Originally from East Lothian, Scotland, Owen relocated to Manchester in 2022 and established a local football club which he both plays for and manages. 

Latest Global Job Opportunities

Credit Manager | Bridging Finance

Real Estate & Senior Debt
Salary£65,000 - £75,000 - Per Year
Job TypePermanent
Are you a skilled Credit Manager or Underwriter with a background working in bridging finance? Our client, a leading London based specialist lender, is on the hunt for a talented applicant to assess and manage credit risk associated with bridging loans. If you have a knack for credit analysis, underwriting, and portfolio management, this could be the perfect opportunity for you to shine. With a competitive salary ranging from £65,000 to £75,000 and the flexibility of hybrid working, this role offers the chance to work in the heart of London for a unique, well-capitilised lender. Our client is a top-notch specialist lender in the UK, renowned for providing bespoke real estate funding solutions to investors and developers. They offer flexible and competitive financing solutions tailored to meet their clients' needs. As a Credit Manager, you'll be responsible for: Conducting thorough credit risk assessments for bridging loan applications. Thinking proactively in credit underwriting to overcome potential issues without increasing risk. Managing a pipeline of bridging cases and prioritising effectively. Ensuring compliance with regulatory guidelines and internal policies. Conducting due diligence on prospective borrowers and verifying information. Collaborating with internal stakeholders for smooth loan processes. Developing risk mitigation strategies for potential default scenarios. Contributing to the development of credit policies and procedures. Providing mentorship and support to junior credit analysts. Staying updated on market trends and regulatory changes in the bridging finance industry. Package and Benefits: The Credit Manager role comes with a fantastic package, including: Annual salary of £65,000 - £75,000. Hybrid working arrangement. Annual bonus. Based in London, UK. About You The ideal Credit Manager will have: Proven experience in an underwriter, junior underwriter or credit manager role within the bridging finance sector. Exceptional understanding of credit risk assessment, underwriting, and portfolio management. In-depth knowledge of bridging finance products and regulatory requirements. Familiarity with credit risk analysis tools and financial modelling techniques. Excellent methodical, problem-solving, and communication skills. Detail-oriented with excellent organisational skills to manage multiple priorities. If you have experience as a Bridging Underwriter, Junior Underwriter or Bridging Credit Manager then this could be a fantastic move for you. You'd be joining a client that's growing, broaden your exposure to complex bridging loans and be given a clear progression path to Senior Credit Manager. If you're ready to take your career to the next level as a Credit Manager in the dynamic world of bridging finance, this role could be your perfect match. Don't miss out, we're looking to hold interviews and offer the successful candidate before Christmas. Reach out to Charlotte Walker at Fintelligent to hear more!

Underwriter

Real Estate & Senior Debt
Salary£65,000 - £75,000 - Per Year
Job TypePermanent
Are you ready to take on an exciting role as a Bridging Underwriter? Our client, a specialist lender, is looking for a talented individual to join their dynamic team. This is your chance to work with a company that provides a range of property finance products to individuals and businesses underserved by high street banks. This role offers a competitive salary between £65,000 and £75,000 per year, along with an annual bonus and the flexibility of hybrid working. If you're looking for a role where you can make a real impact and enjoy a supportive work environment, this could be the perfect opportunity for you. Our client is a principal development and bridging lender known for their forward-thinking approach. They are dedicated to providing outstanding service and continuously evolving to meet the needs of developers. With a commitment to transparency, reliability, and building strong partnerships, the company is a leader in the property finance sector. As a Bridging Underwriter, you'll be responsible for: Assessing and underwriting complex property finance cases. Collaborating with BDMs and the admin team to maintain relationships with introducers. Conducting due diligence on borrowers and properties. Ensuring data accuracy in loan processing systems. Liaising with solicitors, surveyors, and external introducers. Staying updated with regulatory requirements and company policies. Providing training and suggesting process improvements. Package and Benefits: The Bridging Underwriter role comes with an attractive package, including: Annual salary of £65,000 - £75,000. Annual bonus. Pension scheme. Hybrid working arrangement. The ideal Bridging Underwriter will have: Experience as an Underwriter in Bridging Finance. Knowledge of Development Finance is preferred. Strong analytical and communication skills. Ability to work independently and as part of a team. Proficiency in Microsoft Outlook, Word, and Excel. High attention to detail and good negotiating skills. Ability to work under pressure and meet deadlines. If you have experience or interest in roles such as Property Finance Underwriter, Loan Underwriter, Credit Analyst, Mortgage Underwriter, or Risk Analyst, this Bridging Underwriter position might be the perfect fit for you. If you're a skilled Bridging Underwriter looking to make a significant impact in a growing company, this role offers an exciting opportunity to advance your career. Apply now to join a team that values growth, innovation, and outstanding service.

Internal Business Development Manager

Real Estate & Senior Debt
Salary£45,000 - £50,000 - Per Year
Job TypePermanent
Are you a dynamic and motivated internal sales professional looking to make a mark in the bridging finance sector? Our client is seeking an Internal Business Development Manager to join their team in London. This role offers an exciting opportunity to be the first point of contact for introducers and play a crucial part in generating leads and managing a robust pipeline of opportunities With a competitive salary of £45,000 - £50,000 plus a 25% annual bonus, this role offers fantastic earning potential. Enjoy the flexibility of hybrid working while being part of a dynamic team in the heart of London. The Internal Business Development Manager will: Serve as the first point of contact for introducers. Generate leads to maintain a strong pipeline of opportunities. Manage a live pipeline of enquiries and applications. Follow up on new business opportunities and arrange meetings for the EBDMs. Build and maintain relationships with new and existing clients. Stay updated on market changes and conduct competitor analysis. Develop strategic targeting for new leads and calls. Provide backup support for the Head of Sales, including responding to brokers. Issue indicative terms and prepare AIPs for credit review. Chase quoted terms to boost conversion rates. Ensure accurate data entry and management within the CRM system. Attend and contribute to sales meetings. Package and Benefits: The Internal Business Development Manager will receive: Annual salary of £45,000 - £50,000. Bonus 25% annually. Hybrid working model. Opportunities for professional growth and development. The ideal Internal Business Development Manager will: Be dynamic, motivated, and business-minded, with experience in the bridging finance sector. Have detailed knowledge of the UK bridging market. Demonstrate maturity and responsibility, effectively managing many priorities. Possess excellent interpersonal and communication skills. Be commercially aware with excellent negotiation skills. Work unsupervised, with a flexible and organised approach. Show enthusiasm, drive, and a passion for winning new business. Have good computer skills. If you're interested in roles like Business Development Executive, Internal Sales Manager, Account Manager, Relationship Manager, or Client Relationship Executive, this Internal Business Development Manager position could be the perfect fit for you. If you're ready to take on a challenging and rewarding role as an Internal Business Development Manager, we want to hear from you. Apply now to join a leading finance provider and make a significant impact in the bridging finance sector.

Relationship Director

Real Estate & Senior Debt
Salary£70,000 - £90,000 - Per Year
Job TypePermanent
Are you a seasoned Relationship Director in Bridging & Development Finance looking for your next big challenge? Our client, a well-funded principal lender, is on the hunt for experienced professionals to drive their ambitious growth plans across England and Wales. With strong equity backing and a substantial new funding line, the company is currently lending around £10m per month and is poised for significant expansion. This role offers a competitive salary of £70,000 - £90,000, complemented by an attractive commission structure. You'll enjoy significant career development opportunities within a supportive, entrepreneurial culture. The position is home-based with travel across England and Wales, providing flexibility and variety. The client is a leading specialist lender, offering short-term finance solutions tailored for property developers, landlords, and investors. They provide loans up to £3m per transaction, with competitive rates and a commitment to rapid decision-making, making them a preferred choice for introducers and clients looking for swift solutions. As a Relationship Director, your responsibilities will include: Originating new bridging and development lending opportunities through your established broker and client network. Building profitable, long-term relationships with introducers, developers, and investors. Taking ownership of deals from origination through to completion, ensuring quality and compliance. Representing the company at industry events to enhance its profile and market presence. Contributing to the wider sales strategy and supporting the future growth of the team. Package and Benefits: The Relationship Director role comes with an attractive package, including: Annual salary of £70,000 - £90,000. Attractive commission structure. Home-based role with travel across England and Wales. Significant career development opportunities. Supportive, entrepreneurial culture. The ideal Relationship Director will have: A strong track record in bridging & development finance origination at a comparable lender. A robust network of introducer and client contacts across England and Wales. Commercial acumen with proven ability to deliver significant lending volumes. An entrepreneurial mindset with leadership potential. Ambition to grow into a senior leadership role as the business scales. If you're interested in roles such as Finance Originator, Lending Specialist, Business Development Manager, Sales Director, or Head of Sales, this Relationship Director position could be the perfect fit for you. If you're a high-performing originator eager to join a lender on a steep growth trajectory, this Relationship Director role could be your ideal next move. Apply today to seize this exciting opportunity!

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